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Garnet Finance is an independent finance broker that works closely with over 75 UK lenders to ensure you get the best possible deal on your funding requirement.   

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Why Garnet Finance? 

 

Founder, Kevin Stedmann, has been a lender for 20 years, and has previously lead his team as Head of Business Development in Property by arranging and structuring commercial loans from £500K to £280M for Developers and Companies across the UK.  Kevin has a wealth of product knowledge and wide-ranging industry experience in this specialist finance sector, and can work closely with you to find the most appropriate solution possible for your funding requirement.

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We become part of your team to source the funding that you require and then work alongside you through to completion, helping you on every step of the process.  You will have access to our wide network of contacts and we are very happy to introduce other professionals that you may require so the project can be successful.  

 

Our area of expertise include...

 

Development Finance

Development funding can be for conversions of property, or new builds – whether a single house, a multiple unit project including houses and apartment blocks.   Our key skill is identify likely obstacles to lenders prior to sourcing funding to ensure the project has the highest chance of being funded.

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Our experience with both residential and commercial projects allows us to assist a wide range of clients who are looking to find a funding partner.   All projects are unique, so each case is reviewed individually to source the right financial structure, whether it be senior debt finance, stretched senior, or a combination of senor / mezz.  For the right project, equity partners can be sourced.

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Bridge Finance

Typically a short term mortgage, with a higher cost of Borrowing.  Projects range from development to refurbishment projects that do not qualify for traditional mortgages, to  properties that are on a planning journey.   

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Bridging loans can be complicated and an exit strategy should be in place – we can help!

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Investment Finance

These can be single assets or portfolios and lending is generally up to 85% loan to value (LTV).

Each specific case will depend upon the property type, property location and tenancy type. There are a wide range of lenders that operate in this sector and we will match your requirements on pricing, gearing, repayment type and loan term.

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What's in it for you as a Developer?

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• reduce cash input

• increase returns and output

• create a bespoke product

• simplify security structures

• provide simpler alternative funding solutions

• provide flexible loan facility 

• Tailoring the finance to your specific project

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We understand that every property project is unique.  Tell us about your case and we'll do our best to find financing for your next scheme.

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Call Kevin on 07889259761

or email at Kevin@garnetfinance.co.uk

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